Santander Credit Card Application

Santander Credit Card Logo

Santander Credit Card application is available at the online portal of the Santander Bank. It is an everyday cash back credit card that showers the customers with plenty of rewards. The credit card has a decent amount of benefits. It comes with no additional charges and cash backs on purchases. Though there are many credit cards in this range, one can consider obtaining it.

Is the credit card good? To answer such questions we have provided a detailed review of the Santander Credit Card. You can scroll down to decide whether you should get the credit card. Once you decide to apply, you will find the application guidelines below.

Reviews on Santander Credit Card:

  • You get 0% purchase intro APR for 12 months.
  • Get 0% transfer intro APR for 24 months.
  • No annual fee is charged.
  • Pay in a simple, secure and convenient way with Apple pay.
  • In order to take advantage of the 0% intro APR on balance transfer, you should submit your balance transfer request within 90 days of account opening.
  • The regular APR is 13.74% – 23.74%



  • Online and mobile banking.
  • No annual fee
  • APR is low as compared to another card.
  • Real-time fraud monitoring.


  • Pay late fee of $35
  • Charged foreign transaction fee of 3%

Benefits of Santander Credit Card:

  • You get one reward points for every $1 spent.
  • Points you can redeem for cash, travel or gifts cards.
  • There is no limit to the number of points you can earn.
  • 0% on purchases for 3 months from the date of account opening.
  • Get 5 welcome cashback offers ranging from 5% to 25% at a range of well-known major retailers.


How to Apply

Step 1) You can apply for this credit card by visiting the credit card application homepage of the Santander Bank. Click on the ‘Apply Now’ button to proceed with the application.

Santander Credit Card Application

Step 2– To proceed you are required to select your state and provide your 5 digit zip code. Click ‘Continue’ and you will be directed to the application page.

Santander Credit Card Apply

Step 3) Next, fill all the information and all fields are compulsory:

  • First name
  • Last name
  • Email address
  • Residential address
  • Primary phone number
  • Date of birth
  • Social security number
  • Total annual income
  • Citizen of UK (YES/NO)

Step 4) Next, click on “continue” button. Read the terms and conditions of the application and check the box that I have read the terms and condition of the account.

Step 5) Next, click the button of “submit application”.

Step 6) If your application is successful you will get your credit card and PIN within 7 to 10 working days by mail.

Santander Credit Card Check Status

For checking the application status of a Santander Credit Card the customer must call at 1-877-768-2265.