Radio Shack Credit Card Application

Radio Shack Credit Card Logo

Radio Shack Credit Card is designed for the customers of the Radio Shack electronic stores. Willing customers can apply for the credit card by visiting a Radio Shack retail location. The credit card is advantageous for individuals who are willing to use it for financing electronic items. Once you get the credit card you can use it in any of the Radio Shack locations.

RadioShack offers a wide range electronic products that include DIY products, electronics, hobby maker kits, headphones, adapters, and cables. The credit card does not offer any rewards, however, one can get easy financing options in-store.  There is the online application available for the credit card. Therefore all willing customers can apply over the phone or at a Radio Shack physical location.

Thinking whether the credit card is worth applying? We have collected all the information of the credit card that may help you decide whether it is good for you. Read below to find steps on how to apply.

Radio Shack Credit Card Review

  • The regular APR of the credit card is 28.99%.
  • Balance transfers are not allowed.
  • The purchase introductory APR is 0% for 6 months.
  • There is no annual fee charged by the credit card issuing company.
  • Charges for late payment is $35.
  • There is no fee is using the credit card over the limit.
  • The grace period is 25 days.
  • The cash advance rate is 29.95%.
  • 5 % or minimum $10 is charged for cash advances.
  • $0 is charged for foreign transactions.


  • Good for loyal customers of the Radio Shack stores.
  • The credit card holders can set up low monthly payment options.
  • Earn a lot of privileges at the stores. Use the credit card with ease at any of the Radio Shack locations.


  • There is no reward program offer for the credit card issuing company.
  • If you have varied spending habits, the card is not appropriate for you.
  • The APR rate is high.

Benefits of the Credit Card

  • 24×7 online account management services.
  • There is no annual fee charged by the bank.
  • Get easy finance options on all eligible products.
  • You can use the credit card at all the Radio Shack locations worldwide, without paying any additional charges.
  • Using the credit card for making online purchases the customer can enjoy exclusive free shipping deals on all eligible orders over $25.
  • 15% discount on all store-stocked batteries.

How to Apply

Step 1– Once you have decided to obtain the credit card, you can visit your nearest Radio Shack Store and demand the application form. You can go to the store locator page of Radio Shack to find a store nearby.

Step 2– To apply over the phone the applicant must call at 1-877-272-5394.

Check Radio Shack Credit Card Status

To check the status of your application you can get in touch with the support team by calling at 1-877-272-5394.