Q Card Application

Q Card Logo

You can apply for the Q Card if you wish to enjoy the benefits a Master Card. The application portal is managed by the Synchrony Bank. The credit card is designed for the loyal customers of the Q stores. If you have a fair credit score you can easily get the approval. There is no annual fee charged by the bank for usage. However, the APR rate is a little high. You can use the credit card to make payments at restaurants, departmental stores, gas stations and more. As a verdict, you can consider the card as a decent in-store card.

The application can be done online or inside a Q Store. It makes a great shopping companion, especially if you wish to find an easy way for financing. Read the instructions below to obtain the credit card.

Q Card Review

  • Get $25 as a statement credit on the opening of your card.
  • Get 9-18 months for financing options on every purchase with your card.
  • Earn special offers provided by this card.


  • The card does not charge any interest rate.
  • The card charges 0% on purchase intro APR.
  • The card does not charge max late fee.
  • No penalty APR and fee is charged by this card.


  • Balance transfer facility is not provided with the card.
  • The APR rate of the card id high.
  • The card does not provide an online response to any queries.


Benefits of Q Card Application

  • The card does not charge any annual fees.
  • The card provides a grace period for 25days.
  • The card does not charge any foreign transaction fee.
  • You can access your account anytime, anywhere.
  • The payment options of the card are simple and easy.


How to Apply

Step1: Application can be done at the online portal of Q Card Application.

Step2: Read the details regarding initial application criteria and about card details.

Step3:  Provide your required details:

  • Title
  • First name
  • Middle name
  • Gender
  • Email address
  • Confirm email address
  • What will you mostly use this credit card for?

Q Card Application

Step4: Provide details about how did you hear about us?

  • How did you hear about us?
  • If you have a promotion code enter it here

Q Card Apply

Step5: Tap “next” to proceed the application.

Step6: Read the information about Q MasterCard given.

Step7: Tap “next” to proceed and provide your Contact details:

  • Residential status
  • Time at address
  • Residential address
  • Home phone
  • Mobile phone
  • Care of
  • Mailing address

Step8: Tap “next” to continue the application.

Step9: Provide the Personal and employment details:

  • Date of birth
  • Marital status
  • Number of dependents
  • Permanent NZ resident
  • Born in NZ
  • Driver license
  • License Expiry

Step10: Provide relative/ referee contact details:

  • Name of nearest relative or referee in NZ not living at your address.
  • Relative or referee phone number
  • Relationship of relative or referee
  • Address of relative or referee
  • Email address of relative or referee

Step11: Provide your occupation information:

  • Your occupation
  • Occupation Category
  • Primary income source
  • Employer/ company name
  • Time in employment
  • Street number & name
  • Suburb/ town/ city
  • Work phone

Step12: Tap “next” to provide your financial details:

  • Your monthly net income
  • Your partner’s monthly net income
  • Other monthly income
  • Total monthly net income
  • Mortgage/ rent/ board
  • Credit cards/ retails accounts
  • Monthly living expenses
  • Total monthly expenses

Step13: Provide other credit card and account details:

  • Bank account held
  • Current credit card/ accounts held

Step14: Provide preferred credit limit detail.

Step15: Read and agree the reviews of the card given.

Step16: Tap “submit” to complete the application process.

Q Card Application Check Status

If you have applied for this card, you can check the status of the credit card application status by calling at 0800-117-000. Monday to Friday from 9 am to 8 pm.