Pep Boys Credit Card Application

Pep Boys Credit Card Logo

Pep Boys Credit Card application is serviced by the Synchrony Financial. The credit card is issued for being used at the Pep Boys tire and auto part stores and Car Care One. If your car requires frequent servicing or you are a dedicated customer of the Pep Boys then the credit card is perfect for you. This credit card comes with incredible features that are great to compliment your purchases at the auto repair store.

The card holders can save on their every purchase at the Car Care One and Pep Boys. You can even save on paying interests if paid before the due date. Pep Boys stores have issued the credit card for it loyal customers in partnership with the Synchrony Bank. If you wish to obtain the credit services then you may apply anytime. We do not recommend any credit card to our customers. However, you may read the review below. If you find the card handy, you may scroll down to read the application guidelines.

Pep Boys Credit Card Review

  • The APR rate for purchases is 29.99%.
  • The minimum interest charged is $2.
  • Charges for late payments is $38. However, the late payment fee is decided as per the condition of your failure. You would be required to pay $27 if the total minimum payment is cleared before the due date.
  • There are no additional charges.


  • The card has a fair amount of rewards and benefits at the Pep Boys and Car Care One.
  • You may consider applying if your pockets often fall short of cash during car repair or auto part purchases.
  • This credit card does not charge an annual fee.



  • There are high charges for late payments.
  • The credit card does not offer any opening bonus.
  • The usage might be limited to the auto repair stores.

Benefits of the Credit Card

  • The customers can save on paying interest if paid in full within 6 months on purchases made over $199.
  • You may enjoy discounts up to 20% on the purchase of auto parts and accessories.
  • You can set minimum monthly payments as per your convenience.
  • The credit card can be used for making instant payments.
  • The application procedure is quite simple and easy.

How to Apply

Step 1– If you are willing to apply for the Pep Boys Credit Card then you can simply go to the application page of the Synchrony Bank. We recommend that you read the terms and conditions before going further with the procedure.

Pep Boys Credit Card Application

Step 2– Once you have read the credit terms scroll down to access the application form. You need to fetch the following details to complete the application:

  • Initial purchase amount (optional)
  • Complete Name
  • Mailing Address
  • Phone Number
  • Email Address
  • Social Security Number
  • Date of Birth
  • Housing Information
  • Monthly Net Income from all sources
  • Select whether you wish to add a joint applicant.

Pep Boys Credit Card Apply

Step 3– Read and agree to the card security program and click the ‘Continue’ button.

Pep Boys Credit Card Check Status

Check Pep Boys Credit Card Status

Applicants can check the status of the credit card application by calling at 1-800-PEP-BOYS (737-2697).