P.C Richards Credit Card Application

PC Richard Credit Card Logo

P.C Richards Credit Card is issued by the Synchrony Bank for the loyal customers of the store. You can apply if you a frequent shopper at the P.C Richard Stores. The credit card has a lot of privileges when used in-store. You can easily finance home and electronic appliances using the credit card. The credit card has a decent amount of rewards associated with it.

The online application portal developed by the bank lets you apply and get an instant decision. Here is all the information related to the credit card. You can read the review and benefits of the credit card before proceeding with the application. Read below to find application steps.

P.C Richards Credit Card Review

  • The APR for the credit card is 26.99%.
  • The due date is after the 23 days of each billing cycle.
  • The minimum interest charged is $2.
  • For late payments, you are charged $38.
  • There is an enhance fraud protection provided to the cardholders.


  • The credit card is good for the dedicated customers of the P.C. Richard and Son stores.
  • The card comes with $0 annual fee.
  • Enjoy the convenience of in-store financing and set easy repayment.


  • The credit card is made to be used at the P.C. Richards. Therefore, if you have a varied spending habit, then you might consider comparing other cards in this range.
  • Not good for users who wish to get a cash back card or an everyday credit card.

Benefits of the P.C. Richards Credit Card

  • Using the credit card you can enjoy a six months special financing.
  • The cardholders can set a monthly payment date as per their convenience.
  • Once you sign up for new updates you will receive special discount offers in advance.
  • There are no additional charges for usage.

How to Apply

Step 1– For the application, the user should go to the application page of the Synchrony Bank. Once the webpage opens you will be required reading the terms and conditions.

PC Richard Credit Card Applicatio n

Step 2– Once you have read the terms and conditions you need to enter the following information:

  • Complete Name
  • Mailing Address
  • APT
  • Zip Code
  • Phone Number (select type)
  • Email Address
  • Social Security Number
  • Date of Birth
  • Housing Information
  • Monthly Net Income from all sources
  • Check the ‘Yes’ option if you wish to add a joint applicant

PC Richard Credit Card Apply

Step 3– Scroll down and you will be asked to select a statement delivery method. Read and agree to the card security debt cancellation program agreement and click on “Continue”.

PC Richard Credit Card Check Status

Check P.C. Richards Credit Card Status

Applicants who desire to check the status of their application can get in touch with the bank by calling at 1-866-396-8254.