H & M Credit Card Application

H&M Credit Card Logo

Willing customers of the H&M stores can apply for the H&M Credit Card. The card is a decent way to earn rewards and get privilege at the H&M shopping locations. It is good for customers who are looking forward to obtaining a shopping card. This is one of the easiest ways to pay for purchases made at the H&M.

The application procedure is a little complicated. However, we have provided an easy guideline that would help you apply. Still confused whether the credit card is a perfect choice? We have provided a detailed review of the H&M credit card. Read on and have a nice time applying.

Reviews of H & M Credit Card

  • You can pay for your purchases through the card, PayPal, and invoice in 20days.
  • You can purchase at minimum $15 with this card.
  • The card can be used until the card balance becomes zero.
  • The e-Merchandise card will be sent by email.


  • No interest is charged by this card.
  • The APR rate is normal of the credit card.
  • The card does not charge any delivery fee.
  • All returns are free of cost.


  • Late payment fee is charged by the card.
  • The card can only be used in H&M stores.
  • A late fee is charged by the credit card company.


Benefits of H & M Credit Card Application

  • Balance transfers are allowed with this card.
  • The card provides grace period for 28 days.
  • Purchases are only made by the credit card.
  • You get your balance refunded in just 14days.
  • You will get you H&M gift card within 5 to10 days.

How to Apply

Step1: the application can be done at online portal of H&M Credit Card Application.

Step2: provide credit application information:

  • Company Name
  • Billing Address
  • FEIN
  • Phone
  • Fax
  • How long at present address
  • How long in business
  • General product lines
  • Type of business
  • General product lines
  • A/P Contact
  • State of incorporation
  • D&B
  • Company principal

Step3: provide your trade references:

  • Company information

Step4: provide your bank information:

  • Name of bank
  • Account
  • Address
  • Phone

Step5: read the policy provided on next page.

Step6: send the application in the email to nneedham@hmlighting.com.

Check H & M Credit Card Application Status

If you have applied for the credit card, you can check application status by calling at 0344-736-9000. Monday to Friday from 9 am to 8 pm.